Financial Reviews

Fidelity Multi Asset Navigator Fund offers not only exposure to bonds, equities and cash, but also property and commodities to improve diversification and enhance performance. Consequently, this mutual fund is able to tap into an array of opportunities globally to which many other funds do not otherwise have access. Such a more diversified asset mix is suppose to reduce the overall risk of the portfolio without forgoing returns. An added draw of the fund is that the asset mix changes accordin to the stages of the global economic cycle. Investors need not perform fund swtiching and are able to hold onto the same fund throughout the cycle, potentially reducing the hassle and costs of investing. The major asset allocation of this mutual fund is reviewed on a monthly basis but the fund manager is free to change the asset allocation on other days if circumstances dictate and rebalance the positions daily in order to manage cash flows. The fund is expected to achieve asset reallocation gradu

Make money online. Internet business opportunity. Autopilot income. Affiliate programs. Home based business opportunities. High yield investment products. Ultimate secrets. Proven systems. Internet millionaire... A simple search on the internet will turn up tonnes of websites that purport to be able to show you how easy it is to make money off the internet with minimum effort. Majority of them will claim to have enjoyed success and are already enjoying the fruits of their "investment" and will be willing to share their secrets of success with you for a small fee. Behind all these claims is the reality that making money online is not as easy as it seems. The advent of online advertising channels such as Google Adsense, Adbrite, etc. has definitely made making money online much more feasible but it is still not so simple as sitting down and writing an ebook for sale, making use of Adwords to drive traffic to your website, etc. The core reason making money online succeeds is hig

From the first of next month, Singaporeans turning 55 years old will have to leave $99,600 in their CPF accounts under the Minimum Sum scheme. The amount is $5,000 more than the current minimum sum of $94,600 and will will apply to CPF members who turn 55 between 1 July 2007 and 30 June 2008. Those who set aside the $99,600 fully in cash will receive a monthly payout of $790 from age 62 for about 20 years. Likewise, the Medisave Minimum Sum will also be increased with the new amount being $28,500, up by $500. At the same time, the Medisave contribution ceiling will also be raised by $500 to $33,500. As usual, many people will complain about the increase in CPF minimum sum since it is their money that has been "locked up". However, if we look deeper into the higher minimum sum, the raise in minimum sum will likely have effect on 2 different distinct groups of people, the low income and middle income groups. High income earners can be effectively exclude from any analysis since